FCRA | FDCPA | CCA Score Certified Credit Strategist
They told me I'd
lose everything.
My husband. My grandfather. My father. Gone within eleven months. What came next changed everything I thought I knew about money, family, and how fast it all disappears when nothing is written down.
— Kelly B. Hunter, Founder
Kelly B. Hunter is the founder of Winning Credit Solutions, LLC and is listed in the Credit Consultants Association’s A-list Board Certified Consultants directory. View the independent directory listing. Professional certification is not government approval or a guarantee of credit results.
Kelly B. Hunter
FCRA | FDCPA | CCA Score Certified
Certified & Credentialed
The Day Everything Changed
January 2016.
A widow maker.
And a new mission.
I didn't start this business because I was tired of corporate training gigs at top-tier law firms in New York and Atlanta. I didn't start it because some guru promised me a seven-figure credit repair empire.
I started this business because my husband died shoveling snow after a weekend storm in January 2016. The EMTs called it a "widow maker." Massive heart attack. Instant. And just like that, I became the one thing no one ever wants to be: a widow.
My husband had retired me in 2009. He was our sole provider. And when he died, I had to figure out where we stood financially while drowning in grief.
"I was lucky. Not because my husband died — but because he had always trusted me to handle our family's finances."
After two years of grief therapy, sitting in rooms full of widows who were all trying to piece their lives back together, I saw the pattern clearly: I knew exactly where I stood. I knew what we had. I knew what we owed. I knew what was protected and what wasn't.
Most of the women in that room? They had no idea. Their husbands had handled everything. And when those husbands died, these women were left with financial chaos on top of unbearable loss.
That's when I understood the brutal truth that now drives everything I do.
Who I Am Now
I've been the single mom. The divorced mom. The working mom. The stay-at-home mom. The work-from-home mom. The mom diagnosed with cancer. The widowed mom. And now the "Superhero Grandma" — at least according to my grandchildren.
I've had to figure it out. Alone. Balance the finances. Make the sacrifices. Make the hard choices that turn the impossible into possible. Navigate life and all its twists and turns while making sure my family didn't fall apart.
I'm still standing.
You will be too.
I'm the CEO of a boutique financial firm built on one savage truth: what isn't tracked and isn't planned will fall apart. I work with business owners and families who are done hoping their money figures itself out.
People who know they should be keeping more, protecting more, and leaving more behind — but the system wasn't designed to help them do it.
Here's what I've learned after a decade of rebuilding from catastrophic loss: You don't need another budget. You need a bulletproof protocol.
The Framework
The Keep More Protocol™
Three steps. One mission. Map your money, win your credit, and build the credibility that unlocks capital.
Money Mapping
Not That Budget Nonsense
Your 'budget' lives in your head and changes based on your mood. That's not a system — that's a wish. If you can't measure it on paper, you can't manage it in reality. We map every dollar so you know exactly where your money goes and where it needs to go instead.
Winning Credit
700+ or You're Leaving Money on the Table
Anything below a 700 credit score means you're paying banks to profit from your weakness. They love your 650 because that's when they make the most money off you. We don't play their game. We WIN it.
Business Credibility
Stop Self-Funding Like It's a Badge of Honor
If you're still draining your personal accounts to fund your business, you're doing it wrong. We position your business to access other people's money so you can grow without bleeding yourself dry. Credibility on paper unlocks capital. Period.
Fair Warning
Not Everyone Qualifies.
This is for business owners and families who are done watching money slip through their fingers while the system profits from their blind spots.
If you're ready to keep more, protect more, and put your money to work instead of leaving it on the table — you're exactly who we're built for.