Our money back guarantee is available to any Client enrolled in our Credit Conqueror program.  The following conditions must be met in order for Client to be eligible:

  1. Client must remain in the program for a minimum of six (6) months.
  2. Client must maintain credit monitoring through one of our approved providers for the duration of their participation in the program.
  3. Client must have a minimum of six (6) negative accounts at the time of sign-up.
  4. Client must purchase a minimum of three (3) credit building products.
  5. There can be no new late payments, missed payments or collection accounts showing during the Contract period.
  6. Client must forward all related correspondence from credit bureaus, creditors and collectors within 5-7 business days of receipt.
  7. Client cannot have had prior credit restoration activity 24 months prior to enrolling in one of our programs.

If Client has met all terms and conditions, as stated, and Winning Credit Solutions, LLC is unsuccessful in challenging a minimum of 25% of the negative items appearing on Client's credit report at the time of sign-up, we will refund 100% of Client's recurring monthly service fees.


  1. Client's credit analysis fees will not be returned.
  2. DIY Software purchase costs will not be refunded.