One of the most overlooked strategies when restoring personal credit is to make sure that you're BUILDING new, healthy credit at the same time. If the majority of the items on your credit report are negative and the goal is to get those items deleted, then what are you going to be left with? Not a whole lot. And for those just starting out, you know that having NO credit is often worse than having BAD credit.
So, when appropriate, one of the strategies that we implement is to open new accounts to BUILD and REPAIR at the same time.
And, one of the most effective ways to do that is to report your rent to the credit bureaus.
And here's why.
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Give your children the head start you never had by sharing a unique program designed to teach basic financial literacy concepts to children starting at age 5.