We REPAIR and BUILD at the same time.

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One of the most overlooked strategies when restoring personal credit is to make sure that you're BUILDING new, healthy credit at the same time. If the majority of the items on your credit report are negative and the goal is to get those items deleted, then what are you going to be left with? Not a whole lot. And for those just starting out in this world of credit, then you know that having NO credit is often worse than having BAD credit.

So, one of the strategies that we implement for our clients is to open new accounts so that we're BUILDING and RESTORING simultaneously.

And here's how we do that:

• We can report your rental payments to the credit bureaus.
• We can add guaranteed approval, secured credit card accounts that report to the credit bureaus.
• We can also add larger personal lines of revolving credit (starting at $3K) that remain on your credit report indefinitely with a $0 balance.