Done For You · Done With You
Personal Credit Repair
Done Right.
Winning Credit Solutions, LLC provides personal credit repair and credit-report dispute assistance nationwide. Led by Kelly B. Hunter, the company offers guided and done-for-you programs to review reports, address documented errors, and develop credit-building habits. Credit scores, account deletions, and loan approvals are not guaranteed.
Is Winning Credit Solutions the right credit repair service for you?
Consider professional help if you want assistance reviewing your reports, organizing evidence of errors, and following up on disputes. Choose Done With You if you want coaching and will handle the mailings yourself, or Done For You if you want the team to manage the dispute process. Neither option can erase accurate, current negative information simply because it hurts your score.
- Check the provider: Read Kelly’s background and verify the Credit Consultants Association directory listing.
- Compare costs: Review current program pricing, separate monitoring costs, and the written service agreement before enrolling.
- Know the free option: You can obtain reports at AnnualCreditReport.com and dispute errors yourself without paying a credit repair company.
- Start with your goals: Book a free strategy call to discuss your credit file and whether the service fits your needs.
What does credit repair legally do?
Credit repair focuses on identifying and addressing inaccurate or incomplete credit reporting—not creating a new credit identity or promising a particular score. The CFPB recommends disputing errors with both the credit reporting company and the business that supplied the information. Keep copies of supporting documents and the responses you receive.
Sources: FTC: Fixing Your Credit FAQs · CFPB: How to dispute a credit-report error. These agencies provide consumer guidance; they do not endorse Winning Credit Solutions.
Personal Credit Repair
Step 1 — Before Anything Else
Pull your full 3-bureau credit report
You can't fix what you can't see. Get your complete report via SmartCredit.
Targeted Deletion Services
Only need one or two specific items addressed? Our targeted deletion services challenge individual negative accounts using documented, FCRA-compliant dispute procedures — no gimmicks, no schemes, no sweeps. Every action taken on your file is legally grounded, sequenced, and traceable. Book a free consultation and we'll assess your file and quote it directly.
Hard Inquiry Removal
Review hard inquiries and challenge those that are inaccurate or unauthorized using documented dispute procedures. A high number of legitimate inquiries is not itself a reason for removal.
Get a QuoteRepo Removal
Attack auto repossession deficiencies and charge-offs using strict UCC and state-specific compliance laws.
Get a QuoteBankruptcy Deletion
Sever the tie between LexisNexis, SageStream, and the major bureaus to force deletion of public records.
Get a QuoteEviction Removal
Challenge eviction records across court databases and tenant screening agencies that are blocking your housing applications.
Get a QuoteBusiness Credit Building
Separate Your Personal Risk from Your Business.
We help entrepreneurs build Tier 1 to Tier 4 business credit linked to their EIN, not their SSN. Obtain high-limit business credit cards, fleet vehicles, and cash lines without personal guarantees.
1Done With You (DWY)
Access our proprietary portal and vendor list. We guide you step-by-step on which accounts to apply for in the correct order to generate a Paydex score of 80+.
2Done For You (DFY)
Our team takes over. We register your entity, ensure 411 compliance, set up D&B, and actively apply for and manage vendor tiers on your behalf until you are funding-ready.
